-->

Yocale.ai Advances Embedded Fintech Strategy with Integrated Payments



YOCALE.AI Inc.
 

VANCOUVER, British Columbia, September 21, 2026  - TheNewswire – Yocale.ai Inc. (CSE: YAI) (OTC: YOAIF) (Frankfurt: K4G), the AI-powered operating system for the beauty and wellness industry, today announced Yocale Pay, bringing payment processing, booking deposits, cards on file, integrated card readers with contactless payment capabilities, secure payment links, reconciliation, and payout management directly  into Yocale’s broader business operating workflowsYocale Pay is available both as part of the broader Yocale platform and, in Canada and the United States, as a standalone payment solution, with online payment capabilities available across 40 countries and in-person terminal capabilities available in 21 countries.

The global beauty and personal care product market is projected to generate approximately US$698 billion in revenue in 2026, according to Statista.¹ Yocale businesses sell retail products alongside their services, and payments for both can be managed through the same system. When payment infrastructure embedded into Yocale, businesses can process deposits, checkout, refunds, and payouts within the same platform used to manage appointments and client relationships, eliminating the disconnected systems that have historically separated a business's financial operations from its day-to-day scheduling.

Businesses using the integrated offering can require a deposit or a card on file at the point of booking, with policies set by service, new-client status, or a client's no-show history. At checkout, staff can accept contactless payments through integrated card readers, charge a saved card, or send a secure payment link for a client to pay remotely. Every payment, partial payment, refund, and disputed charge can remain connected to the invoice and the client file. On the back end, businesses can track payouts, reconcile fees and refunds against each transaction, and generate commission and revenue reports directly from the platform.

 "When payments connect directly to the invoice, the booking, and the client record, that's where the real value shows up. Businesses see less admin, easier reconciliation, and a stronger data foundation for how we report on and automate the business over time," said Aydin Asli, Chief Executive Officer of Yocale.ai. “This expands our role from managing business operations to supporting the financial activity flowing through the platform.”

Yocale Pay is designed for salons, barbershops, medspas, nail and lash studios, massage practices, and other beauty and wellness businesses.

New Embedded Financial Capabilities:

  • Booking-Time Revenue Protection – Deposits and card-on-file requirements configurable by service, client type, or no-show history. 

  • Omnichannel Checkout – Integrated card readers supporting contactless payments, manually entered or saved cards, and secure payment links for in-person and remote collection. 

  • Standalone Payment Capabilities: Payment services that eligible businesses can use independently of the broader Yocale platform, including Tap to Pay applications for Android and iPhone. 

  • Invoice-Connected Transactions – Full and partial payments, outstanding-balance collection, and complete payment history attached to every invoice and client file. 

  • Recurring Payments – Supports recurring payments and billing with automated renewals, together with prepaid service packages tracked against the client relationship. 

  • Refund and Dispute Management – Full and partial refunds, dispute tracking, and chargeback response managed against the original payment record. 

  • Reconciliation, Reporting, and Payouts – Transaction-level fee and refund reconciliation, commission and revenue reporting, and flexible payout schedules that give businesses greater visibility and control over cash flow. 

The introduction of Yocale Pay advances the financial technology and payment strategy previously disclosed by Yocale.ai. As adoption and payment volume grow, Yocale Pay has the potential to add transaction-based revenue alongside SaaS subscription revenue, while deepening customer engagement and expanding the transaction data available for reporting and automation.

 

About Yocale.ai

Yocale.ai Inc. (CSE: YAI) is an AI-powered operating system for the beauty and wellness industry, serving businesses from independent salons and med-spas to multi-location enterprise wellness brands. Combining vertical SaaS, embedded fintech, data intelligence, and AI automation within a single configurable platform, Yocale.ai unifies customer acquisition, bookings, payments, client engagement, and day-to-day operations, creating a connected operational data foundation for AI-driven automation and decision support across the business. Built on more than a decade of technology development through the Yocale platform, the Company's technology has supported thousands of service providers across more than 22 countries. Yocale.ai is headquartered in Vancouver, British Columbia.

For further information

Aydin Asli
Chief Executive Officer
Yocale.ai Inc.
350-889 Harbourside Drive
North Vancouver, British Columbia V7P 3S1

Phone: +1 (855) 996-2253
Email: aydin.asli@yocale.ai
Website: www.yocale.ai

¹ Source: Statista, "Beauty & Personal Care – Worldwide" Market Forecast, https://www.statista.com/outlook/cmo/beauty-personal-care/worldwide

Cautionary Notes Regarding Forward-Looking Information

This news release contains "forward-looking information" within the meaning of applicable Canadian securities legislation. Forward-looking information includes, but is not limited to, statements regarding the Company's product roadmap, platform innovation and development, commercialization of new features, customer adoption, business strategy, future operations, and the Company's long-term growth objectives, as well as statements regarding the rollout, availability and functionality of Yocale Pay and the Company's embedded payments offering, including by country and currency; the potential for embedded payments to generate transaction-based revenue, increase payment volume, deepen customer engagement or expand the transaction data available for reporting and automation; and the Company's relationships with third-party payment providers and processing partners.

Forward-looking information is based on management's current expectations, estimates, assumptions and projections, including assumptions regarding the Company's ability to execute its business plan, commercialize its technology, continue developing and enhancing its platform, and comply with applicable laws and regulatory requirements; the continued availability of, and the Company's ability to maintain its relationships with, third-party payment providers and processing partners; the timing of partner and regulatory approvals; and customer adoption of embedded payments and the resulting payment volumes.

Forward-looking information is subject to known and unknown risks, uncertainties and other factors that could cause actual results to differ materially from those expressed or implied, including risks relating to general economic conditions, competition, customer adoption, product development, execution risk, reliance on third-party payment providers and processing partners (including changes to their terms, pricing, availability or performance), changes in payment network rules and in payments, anti-money laundering, privacy and data security regulation in the jurisdictions where the Company operates, fraud, chargebacks and disputes, differences in availability, payment methods and functionality by country, processing partner and merchant eligibility, the Company's ability to generate transaction-based revenue at the levels it expects, and the risks described in the Company's public disclosure documents, including its final prospectus, available on SEDAR+.

Although the Company believes that the expectations and assumptions reflected in such forward-looking information are reasonable, there can be no assurance that they will prove to be correct. Readers are cautioned not to place undue reliance on forward-looking information. The Company undertakes no obligation to update forward-looking information except as required by applicable securities laws.

Neither the Canadian Securities Exchange nor its Regulation Services Provider accepts responsibility for the adequacy or accuracy of this news release.